Being involved in an accident can be very traumatizing causing you to become disoriented and forget to collect information that you need.
Your safety is our number one priority and although we hope you are never in an accident, we want you to be prepared in case you are. Therefore, if you look below, we created a checklist for you if you are ever in an accident.
Accident Checklist:
- Stay calm.
- Unless your vehicles are causing traffic, leave them where they are.
- Determine if the police need to be contacted.
- If any car is not drivable, the police must be contacted.
- In minor accidents, it is still safe to call the police so there is a legal report.
- Get information from all parties involved. This Information should include:
- Names
- Phone Numbers
- Address’s
- License Plate Numbers
- Car descriptions: Year, Make, Model, VIN
- Their Insurance companies
- Get information on the accident:
- The time and date it happened
- The location
- What direction you were going and what direction the others involved were traveling
- Weather conditions
- The police officer’s department, name, and badge number
- Confine your conversation.
- Other than getting the information that you need, stay quiet.
- DO NOT discuss faults. DO NOT explain what you were doing or what happened. Discussing any of these actions could cause major issues.
- Call your insurance company.
- The sooner you call the better.
- Also, give them as much information as you can, this is why you collected it at the scene.
Knowing what to do in the case of in accident is very important which is why we provided you with the checklist above. Furthermore, having the right insurance coverage on your vehicle is just as important.
Protect Yourself with Auto, Homeowners, and Life Insurance
Be sure to protect yourself with affordable auto, home, and life insurance. Contact us today to learn how Bock Agency can help with your homeowner’s policy. We offer home insurance tailored to your needs in North Huntingdon, Pennsylvania including the Greensburg, Irwin, N. Huntingdon, Pittsburgh, and Trafford areas. Request a homeowners insurance quote today.